Terms and Conditions of Subscription Service
Please review these terms carefully before using our subscription-based financial planning service. By accessing or subscribing, you agree to be bound by these terms.
October 1, 2025
Acceptance of Terms
By accessing foloraevira.com or subscribing to our service, you acknowledge and accept all terms and policies outlined here and in referenced documents. If you disagree, do not use our services.
Definitions
Below are key terms as used throughout these terms and conditions:
"Service" means the subscription-based financial planning offered by foloraevira.
"Subscriber" refers to any individual or entity who registers and pays for the service.
"Content" includes all site materials, communications, and advice provided by us.
"Agreement" means the acceptance of these terms by the subscriber.
Service Usage
Our subscription provides ongoing planning consultations, analytical reviews, and support for a flat monthly fee. No investment or product sales are included.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe. Services are not available to minors or residents outside Australia.
Australian residents, 18+ only.
User Responsibilities
Subscribers are expected to provide accurate information and use the service ethically.
Prohibited Uses
Do not use the service for any unlawful or unauthorised activities.
Intellectual Property Rights
All content, trademarks, and materials on foloraevira.com are owned or licensed by us. You may not copy, reproduce, or distribute content without written consent.
User Content
Any content submitted or uploaded by users remains their property but grants us a licence to use it for service delivery.
Your Content Rights
You retain rights to your submissions but grant us permission to use, modify, and display it as needed to provide services.
Privacy and Data Protection
Your personal information is handled in line with our Privacy Policy. Details on collection, use, and sharing are outlined in that policy.
View Privacy PolicyDisclaimers and Notices
Our service is provided for general informational purposes only. No guarantees of specific results are offered.
Important Acknowledgement
Results may vary and past performance does not guarantee future results. No refunds or guaranteed outcomes are provided.
Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of our site or services.
Indemnification
You agree to defend and hold us harmless from claims or losses relating to your use of our services or breach of these terms.
Dispute Resolution and Jurisdiction
Disputes will be addressed first through negotiation and, if necessary, arbitration under Australian law.
Arbitration
Unresolved disputes may be submitted to binding arbitration in accordance with Australian rules.
Arbitration decisions are binding and final.
Online Dispute Resolution
If you are a consumer, you may access online dispute resolution platforms for certain disputes.
See our Disclaimer pageSeverability
If any term is invalid, the remainder will remain in effect.
Entire Agreement
These terms represent the entire agreement between you and foloraevira regarding our service.
Applicable Law and Venue
These terms and all services are governed by Australian law and jurisdiction.
Termination
We reserve the right to suspend or terminate access for violations of these terms. Subscribers may cancel at any time.
Modifications
We may update these terms when required. Continued use after changes means acceptance of the new terms.
Contact For Terms Questions
Questions about these terms? Contact us below.
Email Address: content@foloraevira.com
Phone: +61 7 2652 4197
Address: 125 Stirling Street, Perth, WA 6000 Australia
Effective Date: October 1, 2025
Version: 3